Approval Letter Generator
Ken Clark Jr. •
#ChampionsOfLoans
• KenClarkJr.com
Borrower Information
Borrower First Name *
Borrower Last Name *
Co-Borrower #1 First Name
Co-Borrower #1 Last Name
Co-Borrower #2 First Name
Co-Borrower #2 Last Name
Letter Date
Expiration Date
Loan Details
Purchase Price (up to)
$
Loan Amount
$
Down Payment ($)
$
Loan-to-Value (%)
%
������ Enter Purchase Price + any one of: Down Payment, LTV, or Loan Amount. The others auto-calculate.
Est. Monthly Payment
$
Loan Ref # (last 4)
Loan Program & Property
Loan Program (PRMG)
Select loan program…
Fannie Mae Standard
Fannie Mae High Balance
Fannie Mae HomeReady
Fannie Mae HomeReady High Balance
Fannie Mae Manufactured Home
Fannie Mae Lender Paid MI
Fannie Mae Non-Traditional Credit
Freddie Mac Standard
Freddie Mac Super Conforming
Freddie Mac Home Possible
Freddie Mac Home Possible Super Conforming
Freddie Mac HomeOne
Freddie Mac Manufactured Home
Freddie Mac Lender Paid MI
Chase ARM (SOFR)
Chase Community Lending
Citibank Homerun
FHA Standard
FHA High Balance
FHA No Credit Score
FHA 203(h) Disaster Housing
FHA HUD Repair Escrow
FHA HUD $100 Down
FHA Good Neighbor Next Door
FHA Manufactured Home
VA Standard
VA High Balance
USDA Guaranteed
Gold (Chase) Jumbo - Fully Amortizing
Gold (Chase) Jumbo - Interest Only
Onyx (Citibank) Jumbo
Platinum (Bank of America) Jumbo
Ruby (Maxex) Jumbo - A1 JP Morgan
Ruby (Maxex) Jumbo - A2 Morgan Stanley
Ruby Express (Maxex) Jumbo - JE1 JP Morgan
Ruby Express (Maxex) Jumbo - JE2 Morgan Stanley
Ruby Express (Maxex) Jumbo - JE5 Goldman Sachs
Ruby Express (Maxex) Jumbo - JE6 Citigroup
Silver (US Bank) Jumbo
Titanium (Truist) Jumbo
PRMG Non-QM Expanded Prime
PRMG Non-QM Expanded Prime - Bank Statement
PRMG Non-QM Expanded Prime - 1 Year Doc
PRMG Non-QM Expanded Prime - P&L Only
PRMG Non-QM Expanded Prime - Asset Utilization
PRMG Non-QM Expanded Prime - Interest Only
PRMG Non-QM Non-Prime
PRMG Non-QM Non-Prime - ITIN
PRMG Non-QM Non-Prime - Bank Statement
PRMG Non-QM DSCR
PRMG Non-QM DSCR - Foreign National
PRMG Non-QM DSCR - Interest Only
Alternative AUS Solution
Closed End Second Classic Elite (Concurrent)
AR ADFA Move Up FHA
AR ADFA Move Up VA
AR ADFA Move Up USDA
AZ Home in Five Advantage Conventional
AZ Home in Five Advantage FHA
AZ Home in Five Platinum FHA
AZ Home in Five Platinum VA
AZ Arizona IDA Pima/Tucson FHA
AZ Arizona IDA Pima/Tucson Conventional
CA CalHFA Standard Conventional
CA CalHFA CalReady Conventional
CA CalHFA Standard FHA
CA CalHFA CalReady FHA
CA CalHFA CalPLUS Standard Conventional
CA CalHFA CalPLUS Access Conventional
CA CalHFA CalPLUS Standard FHA
CA CalHFA CalPLUS Access FHA
CA CalHFA Dream For All Conventional
CA CalHFA MyHome Assistance
CA GSFA Golden Opportunities Conventional
CA GSFA Golden Opportunities FHA
CA GSFA Platinum Conventional
CA GSFA Platinum FHA
CA GSFA ReCoverCA Conventional
CA GSFA ReCoverCA FHA
CO CHFA FirstGeneration Plus FHA
CO CHFA FirstStep Plus FHA
CO CHFA Preferred Plus Conventional
CO CHFA SmartStep Plus FHA
CO Denver MetroDPA FHA
CO Denver MetroDPA Conventional
DC Housing FHA
DC Housing Conventional
FL Housing Conventional
FL Housing FHA
FL Housing VA
FL Housing Hometown Heroes Conventional
FL Housing Hometown Heroes FHA
FL Housing Hometown Heroes VA
FL Escambia County Conventional
FL Escambia County FHA
FL HFA of Hillsborough Conventional
FL HFA of Hillsborough FHA
FL HFA of Lee County Conventional
FL HFA of Lee County FHA
FL HFA of Manatee County Conventional
FL HFA of Manatee County Grant FHA
FL HFA of Manatee County Single Family FHA
FL HFA of Miami Dade Conventional
FL HFA of Miami Dade FHA
FL HFA of Orange County Conventional
FL HFA of Orange County FHA
FL HFA of Orange County USDA
FL HFA of Orange County VA
FL HFA of Pinellas County Conventional
FL HFA of Pinellas County Home Key FHA
GA Georgia Dream FHA
GA Georgia Dream Conventional
GA Invest Atlanta HOME Conventional
GA Invest Atlanta HOME FHA
GA WE DeKalb County Conventional
GA WE DeKalb County FHA
ID Idaho HFA Conventional
ID Idaho HFA FHA
ID Idaho HFA VA
ID Idaho HFA USDA
IL IHDA Conventional
IL IHDA FHA
IL IHDA VA
IN Indiana Housing First Step Conventional
IN Indiana Housing First Step FHA
IN Indiana Housing Next Home Conventional
IN Indiana Housing Next Home FHA
KS Kansas Housing Sedgwick & Shawnee Conventional
KS Kansas Housing Sedgwick & Shawnee FHA
KS Kansas Housing Shawnee Co Bond FHA
LA Louisiana Capital Area Finance FHA
LA Louisiana Capital Area First Home FHA
LA Louisiana Capital Area Platinum Conventional
LA Louisiana Capital Area Platinum FHA
ME Maine Housing Conventional
ME Maine Housing FHA
MD Maryland MMP Conventional
MD Maryland MMP FHA
MD Maryland MMP USDA
MD Maryland MMP VA
MD Maryland MMP SmartBuy Conventional
MN Minnesota Housing Conventional
MN Minnesota Housing FHA
MO Missouri MHDC FHA
NE Nebraska NIFA Conventional
NE Nebraska NIFA FHA
NE Nebraska NIFA USDA
NV Home is Possible Conventional
NV Home is Possible FHA
NV Home is Possible VA
NV Rural Housing Home at Last Conventional
NV Rural Housing Home at Last FHA
NH New Hampshire Conventional
NH New Hampshire FHA
NJ NJHMFA Conventional
NJ NJHMFA FHA
NJ NJHMFA USDA
NJ NJHMFA VA
NC NCHFA Conventional
NC NCHFA FHA
NC NCHFA USDA
NC NCHFA VA
OH HFA Conventional
OH HFA FHA
OH HFA USDA
OH HFA VA
OH Port Communities First Ohio FHA
OK OHFA Conventional
OK OHFA FHA
OK OHFA USDA
OK OHFA VA
OK Oklahoma County OCHFA Conventional
OK Oklahoma County OCHFA FHA
OK Cleveland County CCHLA FHA
OK Cleveland County CCHLA USDA
OK Cleveland County CCHLA VA
OK Tulsa County TCHFA FHA
OK Tulsa County TCHFA USDA
OK Tulsa County TCHFA VA
OK REI Home100 Conventional
OK REI Home100 FHA
RI Rhode Island Housing Conventional
RI Rhode Island Housing FHA
RI Rhode Island Housing VA
SC South Carolina Homebuyer Conventional
SC South Carolina Homebuyer FHA
SC SC Palmetto Homebuyer Conventional Advantage
SC SC Palmetto Homebuyer FHA Advantage
TN THDA Conventional
TN THDA FHA
TX SETH 5 Star Advantage Conventional
TX SETH 5 Star Advantage FHA
TX TDHCA Conventional
TX TDHCA FHA
TX TSAHC Conventional
TX TSAHC FHA
TX TSAHC VA
TX Texas Veterans Land Board (TVLB)
UT Utah Housing Conventional
UT Utah Housing FHA
WA WSHFC Home Advantage Conventional
WA WSHFC Home Advantage FHA
WA WSHFC House Key Conventional
WA WSHFC House Key FHA
WA WSHFC Covenant Homeownership Conventional
WA WSHFC Covenant Homeownership FHA
WA WSHFC Covenant Homeownership USDA
WA WSHFC Covenant Homeownership VA
WI WHEDA Advantage Conventional
WI WHEDA Advantage FHA
WY WCDA Conventional
WY WCDA FHA
Chenoa Fund FHA (Nationwide)
NHF National FHA (All states except WA)
Loan Term
30 years
25 years
20 years
15 years
10 years
Mortgage Type / Category
Select…
FHA
FHA - DPA
FHA - High Balance
Conventional
Conventional - DPA
Conventional - High Balance
Conventional - HomeReady
Conventional - Home Possible
VA
VA - High Balance
USDA
Jumbo
Non-QM - Bank Statement
Non-QM - DSCR
Non-QM - Asset Utilization
Non-QM - 1 Year Doc
Non-QM - P&L Only
Non-QM - ITIN
Non-QM - Foreign National
CalHFA - MyHome
CalHFA - Dream For All
CalHFA - CalPLUS
GSFA - Platinum
GSFA - Golden Opportunities
HFA / DPA
Property Address
Property Type
Select…
Single Family Residence (SFR)
Condominium
Townhouse
Planned Unit Development (PUD)
2-Unit / Duplex
3-Unit / Triplex
4-Unit / Fourplex
Manufactured Home
Modular Home
Co-op
Condotel
Non-Warrantable Condo
Mixed Use
Rural / Acreage
Occupancy
Primary Residence
Second Home
Investment Property
Combination not allowed by PRMG guidelines
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